Our client is redefining the future of lending and need not one but two exceptional individuals to join the Lending team.

Our client a cornerstone of our community, are currently in the midst of an exciting period of expansion and innovation. You will enjoy a wide range of benefits, including a competitive compensation and benefits package, be part of a dynamic, growth-focused environment with a clear pathway for career advancement.

The Roles: 

1. Lending Specialist (Underwriting): As the Lending Specialist, you'll be the front office lending expert for the bank. Your role will include:

• Serving as an internal and external credit advisor
• Evaluating lending opportunities with precision, ensuring sound financial decisions
• Collaborating with clients to deliver tailored lending solutions
• Review mortgage applications, suggest changes, debate structural situations and deliver a professional credit approval application
• Assist all Lending Offers in the approvals and conclusion of the facilities they underwrite
• Work with Credit Risk & Credit Ops to ensure credit facilities are within our defined risk strategy and ensure that risk culture is built into all new product design
• Make recommendations for continuous improvement to the process
• Respond to external enquiries within agreed SLAs & deliver exceptional client service
• Assist in the marketing of CI mortgages, both externally and internally (where applicable)
• Contribute to lending targets
• Deliver a robust credit underwriting standard to ensure the Bank meets its lending growth ambitions
• Develop and maintain awareness of local market and competition and foster commercial relationships for the benefit of the Bank

QUALIFICATIONS AND EXPERIENCE:

• Good Credit/Lending experience
• Ideally CEMAP qualified or equivalent. If not, be prepared to undertake

2. Junior Lending Specialist: The Junior Lending Specialist role is tailored for candidates early in their finance/banking/lending career.  Your role will include:

• Work flexibly and supportively with peers to share and adopt best practice
• To assist in the review of mortgage applications and personal loan applications
• To learn increasingly complex lending tasks with a view to becoming a full lending specialist
• Deliver exceptional client service

QUALIFICATIONS AND EXPERIENCE:

• Minimum 1 years finance/banking/lending experience (or equivalent)
• Prepared to undertake qualifications e.g. CEMAP

SKILLS AND ATTRIBUTES:

• Strong written and verbal communication skills
• The ability to work collaboratively within a team